Florida General Contractors Insurance – If you’re a general contractor, call us and we’ll provide you a quote in less than 2 minutes. We have great rates and can insure you even if you have no employees and use 100% 1099 sub contractors.
For a partial list of what we insure, please click here: https://www.westflainsurance.com/get-a-quote/
Call us at 813 499-9767 or send us a message here: https://www.westflainsurance.com/contact-our-team/
General contractors general liability insurance is a type of insurance coverage that protects contractors and construction firms from third-party claims of bodily injury, property damage, or personal injury. It’s designed to cover you if you’re found liable for accidents or damages that occur during the course of your work.
Here are some key points about general contractors general liability insurance:
- Coverage: It typically covers claims related to bodily injury or property damage caused by the contractor, your employees, or subcontractors while working on a project.
- Examples of Coverage:
- Bodily Injury: If someone is injured on the job site due to the contractor’s negligence.
- Property Damage: Damage caused to someone else’s property as a result of the contractor’s work.
- Personal Injury: Claims such as libel, slander, or copyright infringement.
- Limits and Deductibles: Policies have limits on the amount they will pay out per claim and per policy period. Deductibles may also apply.
- Importance: General liability insurance is crucial for you as a contractor because it protects you financially from lawsuits and claims, which can arise unexpectedly in the construction industry.
- Additional Coverage: Depending on the specific policy and the nature of the your work, you can purchase additional coverage options such as completed operations coverage (covering work after it’s completed) or products liability (for goods manufactured or sold).
- Contractual Requirements: Many construction contracts require contractors to carry general liability insurance to protect both parties involved in the project. In essence, this coverage is a safety net that helps you mitigate financial risks associated with potential lawsuits or claims arising from your construction activities.
