• Check for Comprehensive Coverage – Remind customers that comprehensive coverage is what protects their vehicle against storm damage. It’s important to review auto insurance coverages now so there are no surprises later.
• Understand What’s Covered – Personal belongings inside a vehicle are typically not covered under auto insurance. Encourage customers to plan ahead and safeguard their items before a storm.
• Document Vehicle Condition – Suggest that customers take photos or videos of their car (inside and out) before a storm hits. Keeping records of mileage, maintenance history, and storing these documents in a safe place helps simplify the claims process.
• Know Your Deductibles – Review deductibles with customers so they understand their out-of-pocket responsibility in the event of a claim.
• Park Smart – If flooding is expected, vehicles should be moved to higher ground or parked in a covered garage. For those evacuating, remind them not to leave their car in a vulnerable location.
While we can’t control the storms, we can help ensure that customers are prepared and supported before and after they hit.
Call us at 813 499-9767 to discuss.
