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- Choose From Over 20 A+ Top Tier Companies
- Premiums Starting At $510 / Year
- Same Day Coverage With 1 Month Down
- Certificates of Insurance At No Additional Charge
General liability insurance protects your business from others’ claims of bodily injury and property damage. For as little as $500 per year with 1 month down, General Liability Insurance or GL insurance, provides inexpensive insurance protection against lawsuits and other financial liabilities that result from things like accidents or other mishaps. We offer general liability insurance for the following classes: Handyman Insurance, Remodeler Insurance, Carpenter Insurance, Plumbing Insurance, Cleaning Insurance, Landscaping Insurance, Painting Insurance as well as many other classes of contractors.
How Much Does Liability Insurance Cost?
Our $1,000,000 / $2,000,000 general liability insurance policies start at $500 per year with 1 month down.
Do We Offer Certificates of Insurance?
Yes. We provide certificates of general liability insurance free of charge. Also, we provide same day certificates of insurance which will help eliminate your down time.
Who Needs General Liability Insurance?
As a contractor or small business owner, you need some form of general liability insurance to safeguard your livelihood.
A single accident could result in a lawsuit that you might not be able to handle. A great way to protect against this type of situation is to make sure you carry enough general liability insurance.
Some employers might also require you to carry a certificate of liability insurance which shows that you have a certain amount of general liability insurance coverage before you can work for them.
What is business General Liability Insurance?
General liability insurance protects your business from another person or business’s claims of bodily injury, associated medical costs and damage to property. Some examples of what could be covered are below:
-Bodily injury: A client falls over your electrical cord and you are legally liable for the injury. We will cover the subsequent claim and related medical expenses up to your General Liability policy’s limits of liability.
-Property damage and data loss: You scratch or dent a client’s appliance. We will cover the subsequent claim up to your General Liability policy’s limits of liability.
-Personal injury: One of your employees is at lunch. He talks to the owner of the shop about one of your clients in a false and unflattering way. The client learns of this discussion and sues for slander. We will cover the subsequent claim, up to your General Liability policy’s limits of liability, and pay for an attorney to defend you if necessary.